Scott Godes and David E. Wood | BT Policyholder Protection Blog In 2022, the insurance industry has been emboldened to issue improper denials of insurance coverage for claims and lawsuits, threaten rescission of insurance policies and sell insurance policies with hidden trapdoors buried in endorsements. This could create a potentially devastating impact on a company’s… Continue reading Resolving Insurance Coverage Disputes – What Every Legal Department Should Know
Category: Insurance Coverage
Tricky Insurance Endorsements Can Weaken Your Liability Coverage
Carolyn Mount and Seth Row | Miller Nash Every contractor and subcontractor is required to carry liability insurance referred to as Commercial General Liability or “CGL” coverage. These policies are fairly standardized and most people assume that the coverage that is presented on the front declarations page is all that they need to know: the… Continue reading Tricky Insurance Endorsements Can Weaken Your Liability Coverage
An Inadequate Investigation Exposes Arizona Insurers to Bad Faith Only If the Insured Proves Additional Investigation Would Have Favored the Insured
Nathan Meyer | Jaburg Wilk Plaintiffs often allege an insurer breached the duty of good faith and fair dealing by conducting an unreasonable and/or an inadequate investigation. But, Arizona courts have held for over 30 years that an insurer’s unreasonable investigation can be the basis of bad faith liability only if a reasonable investigation would… Continue reading An Inadequate Investigation Exposes Arizona Insurers to Bad Faith Only If the Insured Proves Additional Investigation Would Have Favored the Insured
The Water Damage Endorsement Does Not Include “Tear Out” Cost In Cast Iron Pipe Claims
Brian Hohman | Butler Weihmuller Katz Craig Florida is replete with houses that contain cast iron pipes. After several years, those pipes deteriorate to the point that water leaks out, causing a loss. The Fifth District Court of Appeal recently addressed this same fact pattern when considering the limits of what an insurer is required… Continue reading The Water Damage Endorsement Does Not Include “Tear Out” Cost In Cast Iron Pipe Claims
Georgia Bill Would Require Full Replacement for Some Types of Roofs
Insurance Journal Georgia homeowners and roofers are urging lawmakers to take up a bill that would require insurers to provide full replacement of some types of roofs even when only a few shingles are damaged. Supporters of House Bill 1310 have used Florida as an example of states that require the full replacement of most… Continue reading Georgia Bill Would Require Full Replacement for Some Types of Roofs