Keegan Lathan | Butler Weihmuller Katz Craig What is considered a covered “collapse” under a homeowner’s policy? One Florida appeals court recently addressed this question in Escobar v. Citizens Prop. Ins. Corp., No. 3D24-1234, 2026 WL 817362 (Fla. Dist. Ct. App. Mar. 15, 2026). Specifically, the Third District Court of Appeal held that: (1) drywall is… Continue reading Collapse Coverage in First-Party Property Cases
Category: Insurance
AI Insurance Coverage: Are You Covered for the Risk?
Jeanine M. Donohue | Buchalter AI technology is evolving at extraordinary speed. Its promised benefits are remarkable — increased efficiency, enhanced analytics, automation, and innovation. But alongside those benefits come meaningful risks. And risk makes insurers nervous. Before implementing AI in your business operations, it is critical to review your insurance policies to determine whether… Continue reading AI Insurance Coverage: Are You Covered for the Risk?
Fourth Circuit Extends Coverage to Contractor, American Bar Association
Brittany E. De Vries and Geoffrey B. Fehling | Hunton The Fourth Circuit in APAC-Atlantic, Inc. v. Owners Insurance Co. recently endorsed expansive coverage for additional insureds, interpreting “arising out of” broadly under North Carolina law to extend coverage to a repaving company under its subcontractor’s commercial general liability insurance policy. The court held that an additional… Continue reading Fourth Circuit Extends Coverage to Contractor, American Bar Association
The AI Coverage Gap: What New Insurance Exclusions Mean for Your Business
Michael Gonzales and Alana M. McMullin | Lathrop GPM As companies increasingly integrate artificial intelligence (AI) – particularly generative AI – into day-to-day business operations, insurance carriers are moving quickly to limit their exposure. Several carriers have already introduced new policy exclusions that may significantly narrow coverage for companies that develop, use or rely on… Continue reading The AI Coverage Gap: What New Insurance Exclusions Mean for Your Business
Additional Insured Status: What Every Contractor and Government Contractor Needs to Know
Karissa Kaseorg | Sands Anderson If your business operates in construction, government contracting, or any project-based industry, you have almost certainly been asked to name someone as an “additional insured” on your insurance policy or been required to obtain that status on someone else’s. Despite how routine this requirement has become, additional insured. What Does… Continue reading Additional Insured Status: What Every Contractor and Government Contractor Needs to Know