Rami Hashish | Claims Journal Somewhere in the country this week, a plaintiff’s attorney is reading a claim file with a highlighter, looking for the sentence that will cost a carrier six figures. Call him Billboard Bob. You’ve seen him before: Big smile, bigger ads and a habit of turning small details into very expensive… Continue reading The Adjuster’s Year Ahead: What AI Will and Won’t Change About the Job
Category: Insurance
Contract Exclusion Does Not Apply to Claim of Tortious Interference with Third-Party Contract
Kelsey Hunt | Wiley Rein The United States District Court for the Northern District of Illinois, applying Illinois law, held that a contract exclusion did not bar coverage for a claim for tortious interference with contract because the insured’s liability did not arise “under the terms of” a contract. The Cincinnati Ins. Co. v. Metropolis Condo.… Continue reading Contract Exclusion Does Not Apply to Claim of Tortious Interference with Third-Party Contract
Who Owns the Leak? Condominium Repair Responsibility When the Envelope Fails
Heather A. DeGrave and Sara S. Jawad | Hahn Loeser & Parks When a building envelope fails, whether from natural disaster, construction defect, or wear and tear, the first dispute in a condominium setting may not be, “What failed?” It may be, “Who owns the problem?” Is the association responsible because it is part of… Continue reading Who Owns the Leak? Condominium Repair Responsibility When the Envelope Fails
One Claim, Two Lenses: Legal and Practical Implications of Splitting The Claim File
Abigail Horvat | Cozen O’Connor In the insurance industry, insurers often maintain split files for complex liability claims as an administrative control that enables their defense of an insured(s) while simultaneously investigating coverage issues. While some insurers maintain split files for all claims, others may do so on a claim-by-claim basis or upon request from… Continue reading One Claim, Two Lenses: Legal and Practical Implications of Splitting The Claim File
AI Exclusions in Insurance Policies: A Growing Threat and What to Do
Natalie DuBose and Greg Van Houten | Haynes Boone The Problem The use of artificial intelligence, and thus the exposure associated with artificial intelligence, is exploding. At the same time, insurance companies have begun to roll out artificial intelligence exclusions, and the terms of some of those exclusions are exceedingly broad. For example, some insurers… Continue reading AI Exclusions in Insurance Policies: A Growing Threat and What to Do