Anthony Miscioscia and Laura Rossi | White and Williams On September 7, 2021, in one of the few decisions addressing the scope of coverage for faulty workmanship under Delaware law, the Delaware District Court denied an insurer’s motion seeking a declaration that it neither needed to defend nor indemnify an insured-builder under a commercial general… Continue reading Delaware District Court Finds CGL Insurer Owes Condo Builder a Duty to Defend Faulty Workmanship Claims — Based on the Subcontractor Exception to the Your Work Exclusion
Tag: Commercial General Liability Policy
In Brief: Commercial General Liability Policies in USA
Bryce L. Friedman and Mary Beth Forshaw | Simpson Thacher & Bartlett Standard commercial general liability policies Bodily injury What constitutes bodily injury under a standard CGL policy? CGL policies generally provide coverage for bodily injury or property damage sustained by third parties (rather than the policyholder) as a result of an occurrence. Insurance coverage… Continue reading In Brief: Commercial General Liability Policies in USA
Are You Getting Your Money’s Worth in Additional Insured Coverage?
John P. Fischer | Barnes & Thornburg Many commercial contracts require that one of the parties be included as an “additional insured” on the general liability policies of its contracting partner (which is the “named insured” on those policies). General contractors typically require subcontractors to include them as additional insureds on the subcontractors’ policies. Lessors… Continue reading Are You Getting Your Money’s Worth in Additional Insured Coverage?
Are Untimely Repairs an “Occurrence” Triggering CGL Coverage?
Christopher G. Hill | Construction Law Musings All Class A commercial contractors in Virginia are required to have a minimum level of Commercial General Liability (CGL) coverage. As a general rule, this insurance is there for damage to property or persons arising from an “occurrence” that is covered by the policy. Many cases that are… Continue reading Are Untimely Repairs an “Occurrence” Triggering CGL Coverage?
Disagreement Does Not Mean Ambiguity
Michelle Gaston | Steptoe & Johnson West Virginia Supreme Court Upholds Water Backup Exclusion The Supreme Court of Appeals of West Virginia recently found an exclusion for loss or damage caused by “water that backs up or overflows from a sewer, drain, or sump” pump clear and unambiguous. The Court overturned the policyholder’s award of… Continue reading Disagreement Does Not Mean Ambiguity