Iris Kuhn | Property Insurance Coverage Law Blog | June 3, 2018 Certain types of water damage are likely to fall under a water exclusion clause such as damage caused by flood, tsunami, standing water, groundwater and drain or sewage backup. Despite these categories, disputes often arise whether damages caused by water are covered under… Continue reading Is Duct Work Considered Part of a Home’s Air Conditioning “System”?
Tag: Water Damage
Water Loss Resulting From Pipe Failure Not Excluded by Policy Language
Marie Laur | Property Insurance Coverage Law Blog | April 26, 2018 The Eleventh Circuit Court of Appeals recently ruled that a policy’s exclusionary language did not apply to an insured’s previously denied water loss. In the case, Cameron v. Scottsdale Insurance Company, the insured, Ken and Michelle Cameron (“the Camerons”), suffered a loss to their… Continue reading Water Loss Resulting From Pipe Failure Not Excluded by Policy Language
My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper?
Marie Laur | Property Insurance Coverage Law Blog | March 13, 2018 Many property insurance policies have a provision that states something similar to the following: “we do not insure…for loss…caused by…constant or repeated seepage or leakage of water…over a period of 14 or more days.” Insureds may find their claims for water loss under… Continue reading My Insurance Claim Was Denied Because My Water Leak Lasted Over a Period of 14 Days or More – Was the Denial Proper?
Absent a Specific Definition, Leakage Generally Refers to Low Volume or Gradual Event
Kesha Hodge | Property Insurance Coverage Law Blog | January 15, 2018 Water damage from a broken water supply line is one of the most frequent homeowner’s insurances claims. Quite often, an insurance carrier will assert there is no coverage for the resulting damage by citing to a “leakage” exclusion. In one such instance, while… Continue reading Absent a Specific Definition, Leakage Generally Refers to Low Volume or Gradual Event
Is Water Damage Caused by a Burst Water Main Covered?
Edward Eshoo | Property Insurance Coverage Law Blog | December 7, 2017 An Illinois homeowner recently contacted me regarding an insurer’s denial of a water damage claim. The facts were: An underground pipe which was part of a municipal water supply system (“the water main”) burst and water was released from the water main. The… Continue reading Is Water Damage Caused by a Burst Water Main Covered?