It’s Rain, Not Flood, Why Isn’t My Water Damage Covered?

Jennifer Van Voorhis | Property Insurance Coverage Law Blog | October 13, 2018 The photos from Hurricane Michael show catastrophic loss from not only the storm surge, up to fourteen feet in some areas, but from winds and rain as well. For those that live far enough inland where surge and flood was not an… Continue reading It’s Rain, Not Flood, Why Isn’t My Water Damage Covered?

When your Patio can turn your First Floor into a Basement

Robert T. Trautman | Merlin Law Group, PA | April 14, 2015 Frequent readers of our blog know there are many quirks and pitfalls in the National Flood Insurance Program of which policyholders must be aware. Here in the Garden State, many have seen their flood claims drastically reduced because of the basement exclusion. The… Continue reading When your Patio can turn your First Floor into a Basement

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